Idaho Finance

Aug 6 2017

Health, Dental, Prescription Drugs Benefits Plans: get quotes and buy insurance online #canadian #health #and


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Please call for information and a quote

at 416-493-0101, 1-877-443-0101

Most Health Dental Plans (excluding Conversion option. Guaranteed issue and some Dental plans, please see below) are MEDICALLY UNDERWRITTEN. If the plan is �medically underwritten,� or requires a medical questionnaire , you have to disclose any medical condition, injury or illness that occurred or existed on or before the date of your application. The premium charged and/or benefits offered could be subject to adjustment or modification of coverage, or declined based on your or your family ‘ s medical background. This will be determined after an evaluation of the information provided on the medical questionnaire on the application.

If you want to get quotes on your email, please Click here.

Y our group benefit plan expires soon and you have pre-existing medical conditions.

Get your quote and apply ONLINE for plans designed to offer uninterrupted health and dental coverage for you and your family, when your employment and group benefits end. If you apply within 60 days of your loss of group health and dental benefits, your application will be automatically accepted.

Summary of Health Dental Plans

If you want to get quotes for Guaranteed Issue Plans on your email, please Click here.

Dental plans include Dental care benefit as well as coverage for extended health services: Registered Specialists and Therapists. Vision Care, Homecare and Nursing. Ambulance, Travel and other benefits. There is no prescription drug benefit in these plans. Please learn what is covered by each insurance plan below and choose the Dental plan best suited to your needs, wants and budget.

Summary of Dental Plans

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Flexcare (no medical questionnaire required)

DentalPlus Basic. coverage for regular cleanings, fillings, examinations and more, plus regular check-ups

DentalPlus Enhanced. additional coverage for majorrestorative work, orthodontic coverage and more

the on-screen prompts

If you want to get quotes for Dental Plans on your email, please Click here.

Prescription Drugs plans include Prescription drugs benefit as well as coverage for extended health services: Registered Specialists and Therapists. Vision Care, Homecare and Nursing. Ambulance, Travel and other benefits. There is no Dental Care benefit in these plans. All Prescription Drugs plans are medically underwritten. they are designed to cover your future losses (like Critical Illness insurance, Disability Income Loss or Long Term Care insurance). Please learn what is covered by each insurance plan below and choose the plan best suited to your needs, wants and budget.

Summary of Health Dental Plans

Get an Instant Quote Apply ONLINE

If you want to get quotes for Prescription Drug Plans on your email, please Click here.

Why do you need Health and Dental Benefit Insurance?

Many routine health care expenses in Canada such as dental services, prescription drugs, prescription eyewear, and registered specialists and therapists are not covered by your Government Health Insurance Plan. If you’re without an employee group plan, these expenses can come out of your pocket. And should an accident or serious illness occur, additional medical expenses might be difficult to pay. Individual Health Care Insurance can help to cover these costs, and many more. Like any other insurance plans, Individual Health Care Insurance gives you peace of mind, provides a safety net for potential financial losses as well as makes easier the burden of day to day medical and dental expenses.

Individual Health Care Insurance is designed for.

Self-employed individuals and individuals working on contract

  • Home based business owners and small business owners
  • Retired or retiring individuals to replace group benefits
  • Part-time, seasonal and temporary employees
  • Anyone not covered, or not eligible for coverage under a traditional group insurance plan
  • Those, who want to top-up their existing group coverage

  • Potential Tax Advantages for Small Business Owners

    If you’re self-employed or are an employee of your own business, health and dental premiums may be a non-taxable benefit and a tax-deductible expense. For others, the premiums may qualify as a medical expense and create a tax credit.

    Health and Dental Plan Annual Premium:

    * Theexample shownis for illustrative purposes only and is not meant to be representative of every situation.Your actual savings will depend on the policy selected and the expenses you incur.You should seek the advice of a professional to determine your eligibility for tax deductions.

    Contact us for more information. free consultation and to choose the policy, which is right for you.

    If you have any questions or concerns feel free

    Revised: April 12, 2017


    Written by admin


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